Legal Document

kn95 Terms & Conditions

Please read these terms carefully before using the kn95 platform — this is a legally binding agreement between you and us.

For users aged 21 and above only
Last updated: January 2026
1

General Provisions

These Terms and Conditions ("Terms") apply to the use of the kn95 platform and all its services. When you open an account at kn95 or use any service on the platform, you are automatically considered to have accepted these Terms. These Terms form a legally binding agreement.

kn95 is an online sportsbook and casino platform providing entertainment services to users in Bangladesh. The platform is secured with SSL encryption and ensures the safety of users' personal information and financial transactions.

These Terms are written in Bengali and apply to Bangladeshi users. In the event of any dispute or ambiguity, the Bengali version of this document shall be considered authoritative.

Using any service of kn95 under any circumstance that does not stop these Terms from applying means full acceptance of these Terms. If you disagree with any term, please refrain from using the platform.


2

Eligibility & Registration

2.1 Age Requirement

To register at kn95 and use any service, you must be at least 21 years of age. This platform is accessible only to users aged 21 or above. Registration by minors is strictly prohibited, and any such account will be closed immediately.

kn95 reserves the right to verify your age. Withdrawals may be placed on hold until the verification process is complete.

2.2 Registration Requirements

When registering, you must meet the following conditions:

  • You are 21 years of age or older.
  • You will provide accurate and truthful information.
  • Each person may operate only one account.
  • You have read and agreed to these Terms.
  • You will bet for yourself and with your own funds.

2.3 Accuracy of Information

All information provided at the time of registration — such as name, address, phone number, and payment method details — must be completely truthful and accurate. In the event of false information being provided, kn95 reserves the right to close the account and confiscate the balance.


3

Account Management

3.1 Single Account Policy

Each person may create only one account at kn95. If multiple accounts are found under the same person's name, all accounts will be closed and any benefits including bonuses will be cancelled.

3.2 Account Security

It is your responsibility to keep your login credentials (username and password) completely confidential. Never allow a third party to access your account. If you suspect any unauthorized access to your account, contact [email protected] immediately.

3.3 Account Suspension & Closure

kn95 reserves the right to suspend or close an account for the following reasons:

  • Violation of the Terms.
  • Fraudulent or deceptive activity.
  • Operating multiple accounts.
  • Bonus abuse.
  • Providing a false identity or information.

4

Deposits & Withdrawals

4.1 Accepted Payment Methods

kn95 currently supports the following payment methods:

  • bKash — Bangladesh's most popular mobile wallet.
  • Nagad — the mobile financial service of the postal department.
  • Rocket — the mobile banking service of Dutch-Bangla Bank.
  • Bank Transfer — through major commercial banks including Islami Bank, Dutch-Bangla Bank, and BRAC Bank.

4.2 Deposit Limits

The minimum deposit amount is ৳300 (for each method). Upper limits may vary depending on the method and account type.

4.3 Withdrawal Rules

The minimum withdrawal amount is ৳800. Withdrawal requests are generally processed within 30 minutes to 3 hours. However, in special circumstances additional verification may be required, which may slightly increase the processing time.

4.4 Withdrawal Prerequisites

The following conditions must be met before making a withdrawal:

  • The account must be fully verified.
  • Withdrawals must be made through the same method used for the deposit (to prevent money laundering).
  • The wagering requirement of any active bonus must be fulfilled.
  • The account must not be under any active investigation.

5

Bonuses & Promotions

5.1 Welcome Bonus

New members at kn95 will receive a 100% bonus on their first deposit, up to a maximum of ৳15,000. For example:

  • Deposit ৳1,000 and receive a ৳1,000 bonus → total balance ৳2,000.
  • Deposit ৳32,000 and receive the maximum ৳15,000 bonus → total balance ৳47,000.

5.2 Wagering Requirement

The wagering requirement for bonuses is 20x, calculated only on the bonus amount, not the deposit amount. Example: ৳1,000 bonus × 20 = ৳20,000 in bets must be completed before the bonus winnings can be withdrawn.

Completing the wagering requirement before withdrawing the bonus is mandatory. Bonus balance cannot be withdrawn until wagering is complete.

5.3 Bonus Terms of Use

  • Each user will receive the welcome bonus only once.
  • Bonuses cannot be transferred to another user.
  • kn95 reserves the right to modify or cancel bonus offers at any time.
  • If bonus abuse or an unusual betting pattern is detected, the bonus may be cancelled.
  • The bonus applies to deposits made via bKash, Nagad, Rocket, or bank transfer.

5.4 VIP Program

kn95 operates a three-tier VIP program — Bronze, Silver, and Gold. A weekly cashback applies at each tier: up to 0.3% at Bronze, up to 0.5% at Silver, and up to 0.8% at Gold. Moving up to a higher tier is possible through regular active participation.


6

Betting Rules

6.1 General Betting Policy

All bets on kn95 must be placed voluntarily and knowingly. Once a bet is confirmed, it generally cannot be changed or cancelled. It is the user's responsibility to verify the correct amount and market before placing a bet.

6.2 Sportsbook

Sports betting is available on a variety of national and international sporting events including the Bangladesh Premier League (BPL), T20 World Cup, IPL, and the FIFA World Cup. kn95 bears no responsibility for changes in odds.

6.3 Casino Games

The kn95 casino section features games from world-class game providers including Pragmatic Play, Spribe, PG Soft, JILI, Evolution Gaming, NetEnt, Microgaming, and Ezugi. Each game's own rules apply.

6.4 Erroneous Bets

kn95 reserves the right to void bets placed due to a technical error or incorrect odds. In such cases, the original bet amount will be refunded.


7

Prohibited Activities

The following activities are strictly prohibited on kn95:

  • Hacking an account or gaining unauthorized access.
  • Using software bots or automated betting tools.
  • Money laundering or financially criminal activity.
  • Bonus abuse or claiming bonuses using multiple accounts.
  • Exploiting technical vulnerabilities of the platform.
  • Collecting or disclosing other users' personal information.
  • Attempting to dishonestly influence outcomes (using match-fixing related information).

Involvement in any of the above activities will result in immediate account closure, confiscation of the balance, and legal action where necessary.


8

Responsible Gambling

kn95 takes responsible gambling very seriously. We believe that gambling is purely a form of entertainment and should never be used as a source of income.

8.1 Self-Exclusion Feature

Users can request to temporarily suspend their account for a set period. To use this feature, contact [email protected].

8.2 Setting Deposit Limits

Users can set their daily, weekly, or monthly deposit limits. Once a limit is set, it takes effect immediately, and reducing the limit also takes effect immediately.

8.3 Cautionary Notice

Gambling can be addictive. If you feel that gambling is having a negative impact on your financial or family life, please seek professional help. Visit our Responsible Gambling page for more information.


9

Privacy & Data Protection

kn95 is committed to protecting your personal information. Collected data is used solely for service improvement, identity verification, and processing financial transactions.

We use SSL encryption technology to keep all data secure. Your personal information is not sold to third parties. To learn more about data protection, read our Privacy Policy.


10

Limitation of Liability

kn95 is not liable for losses caused by technical disruptions, internet connectivity issues, or the failure of third-party services. Platform users acknowledge that online gambling carries financial risk, and that risk is entirely the user's own.

10.1 Service Disruptions

Services may be temporarily unavailable due to maintenance, technical upgrades, or unforeseen circumstances. In such situations, kn95 will endeavor to restore services as quickly as possible.

10.2 Betting Outcomes

Betting outcomes are determined impartially and transparently. kn95 is not liable for a user's wins or losses. To ensure fair play, we use certified Random Number Generator (RNG) technology.


11

Changes to Terms

kn95 reserves the right to amend, change, or update these terms and conditions at any time. In the case of important changes, users will be notified by email or a notice will be displayed on the platform.

If you continue to use the platform after any changes, you will automatically be considered to have accepted the new terms and conditions. It is recommended that you visit this page regularly to stay informed about updates.


12

Contact

If you have any questions or objections regarding these terms and conditions, please contact us:

Our customer support team is available seven days a week, twenty-four hours a day. Contact us via live chat or email for assistance with anything.

Use the platform's live chat feature for quick resolution. Our team is able to provide support in Bengali.